About Robert Ian

This author has not yet filled in any details.
So far Robert Ian has created 11 blog entries.

How Washington Will Deal With A Government Shutdown

By | 2017-04-26T08:06:51+00:00 April 21st, 2017|Categories: Economy|

Where have the discussions gone about all the important issues? What happened to the March 15th budget deadline? And the fact that a fierce and vicious budget debate looms in our immediate future? But no one will discuss it now - let alone commit to a plan for solving it - ahead of time. A friend emailed me [...]

Confirmation Bias Could Drive Supreme Court To Decide 2016 Presidential Election

By | 2016-07-30T05:09:56+00:00 July 29th, 2016|Categories: Politics|

This year's presidential election may ultimately be decided in the US Supreme Court. What could drive the election to the high court is a term everyone who plans to vote needs to become versed in. That term is “confirmation bias”. Confirmation bias is defined as the tendency to search for, interpret, favor, or recall information in a way [...]

Home Ownership At 51 Year Low: Millenials Avoid Becoming Geographic Prisoners

By | 2016-07-30T04:19:21+00:00 July 22nd, 2016|Categories: Economy|

An Associated Press article reports that the current US home ownership rate of 62.9% now matches its lowest level in 51 years, suggesting that a combination of rising property prices, high rents and stagnant pay have made it hard for many people, in particular millennials, to buy homes. The biggest impact is currently on 18 to 34 year olds whose home ownership fell 0.7% [...]

Preparing For Disruptions Of Any Scale Is Always A Good Exercise

By | 2016-07-26T19:39:19+00:00 July 15th, 2016|Categories: Life|

I was traveling this week and a local municipality issued a water boil alert. People weren’t too panicked. Restaurants still functioned. They served soda, milk, coffee and tea - because the water in the coffee and tea was boiled. However, the McDonald’s drive-thru had no fountain drinks. Their meal packages came with a bottle of water in lieu of a [...]

From Current Chaos To Positive Future

By | 2016-07-26T22:56:00+00:00 July 8th, 2016|Categories: Economy, Gold, Life, Success|

When you respond to a chaotic situation with action (or thought), you send out your own "ripples" to interact with what's already there. Is it possible to go from current chaos to a positive future? The volume of events on the national and international stage - and the compression of time - is amplifying the feelings of stress, [...]

Brexit Is About Renegotiating Rules Of Engagement For EU

By | 2016-07-27T01:16:35+00:00 July 1st, 2016|Categories: Economy|

Any country that pushes itself back from its current place at the EU table will do so only to have a seat at the "new" negotiating table which is being set as we speak. Brexit is about renegotiating the "rules of engagement" for the EU. Since the attention-getting Brexit vote one week ago, just about everyone you can imagine [...]

Hotel Brexit: Checkout Anytime But Never Leave?

By | 2016-07-27T15:38:41+00:00 June 24th, 2016|Categories: Economy|

All eyes have been on the U.K. 52/48 Brexit vote which was in favor of the United Kingdom becoming the first country to leave the 28 member European Union. This could become a Hotel California (Hotel Brexit) where you can checkout anytime, but can never leave. Only time will tell.  We are going to hear a lot about [...]

When In Doubt Speak Up: Clarification Leads To Change And Growth

By | 2016-07-27T03:32:08+00:00 June 17th, 2016|Categories: Life, Success|

When in doubt, speak up. Simple words. But what happens when someone you have to deal with isn’t, in your opinion, making the best decisions for you or a situation you are involved with? Are you prepared to speak up? For some, the action of "speaking up" is becoming more difficult in the face of peer pressure from various media (including social media) that would prefer [...]

Do Sub-Prime Auto Defaults Signal Another 2008 Financial Crisis?

By | 2016-07-27T07:39:38+00:00 June 10th, 2016|Categories: Economy, Life|

Just prior to the 2008 financial crash, a client discussed with me how alarmed he was about all the sub-prime auto loans being written by certain banking institutions at that time. As alarmist as our conversation was, it was nothing compared with what actually happened later in 2008 when the auto industry (and the rest of the economy) collapsed. That collapse [...]

Is The 4.7% Unemployment Rate Accurate?

By | 2016-07-27T14:25:55+00:00 June 3rd, 2016|Categories: Economy, Politics|

The unemployment rate in the US officially fell to 4.7% for the month of May according to the Bureau of Labor Statistics (BLS). That low number is despite the fact that job creation was - according to their own numbers - quite weak. Only 38,000 new jobs were apparently added during the month of May. How did the unemployment number go down? It’s a very counter-intuitive process. [...]